About
What working with us is actually like, and who it suits.
More than a policy — stewards of your legacy.
Choosing who to trust with your family’s protection is a meaningful decision, especially when your life includes more than a balance sheet. At Outrider Planning, we’ve built our practice on principles that reflect the people we serve — honest, hardworking families and individuals who deserve more than one-size-fits-all advice.
The difference
Your wealth reflects your hard work, your values, and your hopes for the people who come after you. We treat it with the care we'd give our own — planning for today while protecting your legacy for generations to come.
Most plans stop at the end of the client's own lifetime.
We're here to serve, not to sell. Every relationship begins with understanding, and every recommendation — protecting your income, insuring the ranch or the business, planning retirement income — is rooted in what's best for you.
Sales targets decide more recommendations than anyone admits.
You'll know how we're paid before you decide, every recommendation comes in writing with the reasoning shown, and we'll say plainly when the right answer is to keep what you have. No hidden agendas. No cookie-cutter solutions.
Compensation is rarely explained without being asked.
Great planning starts with great communication. We keep you informed, involved, and educated every step of the way — an annual review or a big life decision — so you always feel in control of the path forward.
An annual statement in the mail is often the whole conversation.
How we help
Before recommending anything, we map what you're protecting, what you already own, and what you're actually working toward.
Independent of any one carrier, and clear about how we're paid before you decide anything.
You get a named professional who knows your situation, not a rotating queue and a case number.
You should understand every recommendation well enough to explain it to someone else.
What to expect
A short conversation about what prompted you to reach out. No preparation needed and nothing to sign.
We gather the full picture — income, coverage, obligations, timelines, and the goals behind them.
We walk you through written recommendations together, including the trade-offs behind every one and how we're compensated on it.
Regular reviews, coverage and income check-ins when life changes, and a direct line when something comes up.
We are an independent, licensed insurance professional — not a registered investment adviser or broker-dealer. We do not manage investments or give securities advice. Our work is protection and retirement income: making sure your family, your income, and your legacy are covered, using insurance and annuity solutions matched to your situation.
By the insurance companies whose products you choose to put in place. There is no fee for meeting with us and no charge for a review. We explain how we are paid before you decide anything, and we will say plainly when the right answer is to keep what you already have.
No. We work with individuals and families in a wide range of situations. The first conversation will make it clear whether we are the right fit for each other.
We listen. You will leave with a clear sense of what working together would look like and no obligation to continue.
Start with a conversation. No cost, no pressure, no obligation to continue.
